Frequently Asked Questions

Plain answers to the questions consumers ask most before submitting a request through lendinblue.com.

What is lendinblue.com?

lendinblue.com is a loan-request routing service. We forward your request to a network of participating lenders, aggregators, and third-party marketers. We are not a lender, not a bank, not a broker.

Is this a hard credit pull?

The initial routing is usually a soft inquiry that does not affect your credit score. A lender that wants to extend an offer may run a hard credit inquiry once you proceed with their application.

What if no lender accepts my request?

You may not be matched. There is no guarantee of a match or an approval. If nothing matches today, you can try again later or consider non-loan alternatives (credit counseling, employer paycheck program, friends or family).

How do I know the lender is legitimate?

Look for the lender's state license or tribal-sovereign designation, their Truth-in-Lending disclosure, and the legal name of the lender on the offer. If anything seems off, do not sign.

Do I have to accept the offer?

No. Until you sign with the lender, you owe nothing. An offer is just an offer.

How do I get off your marketing list?

Use our Unsubscribe page, reply STOP to text messages, or click the unsubscribe link at the bottom of any marketing email. We process requests within 10 business days.

What about California residents?

See our California Privacy Notice for CCPA/CPRA rights and our Do Not Sell or Share My Personal Information page.

What states are not served?

Currently unavailable to residents of: New York, New Jersey, Massachusetts, Connecticut, District of Columbia, Vermont, Maryland, Georgia, North Carolina, Pennsylvania, West Virginia, Arkansas, Arizona.