Submit one short request. Review what each lender offers on your own terms. No SSN at this stage; no obligation to accept anything.
Quick details to begin. Lenders provide APR, fees, and repayment schedules on the next step before you submit.
Submission is TLS-encrypted. Lender disclosures, TCPA, credit, and e-sign consent are presented on the next step before you submit to a lender.
Why lendinblue exists
Many lead-generation sites hide how they make money. We don't. Here's the full picture so you can decide if our service fits.
Lenders that take your request through us are expected to disclose the APR, fees, and repayment schedule in their offer. You can compare offers side by side.
Lenders pay lendinblue when we forward a request that matches their criteria. We do not charge you for using this service.
Higher-paying lenders may be presented before lower-paying ones. That doesn't mean their rates are better — read each offer before you decide.
If your match is a short-term lender, expect APRs that can exceed 200%. Long-term installment lenders are typically lower. The lender's disclosure will spell it out.
An offer is just an offer. Until you sign with a lender, nothing is binding. You can compare with credit unions, employer paycheck programs, or 0% credit cards.
Some states cap short-term loans or prohibit them. If your state is excluded, we won't be able to forward your request — and we'll tell you.
Practical questions
Most lenders in our network are non-bank consumer-finance companies or short-term lenders. They are state-licensed (or tribal-sovereign) and provide their own Truth-in-Lending disclosures.
Blue is the color most U.S. consumers associate with banks and trust. Our approach is the same: show real numbers, not bait.
The lender that accepts your request — not lendinblue. Funding hits the bank account you provide on the lender's form.
Each lender sets APR, origination fees, and the repayment schedule. The lender presents this in writing under the Truth-in-Lending Act before you sign.
Yes, and you should compare. If you only have one offer, weigh it against alternatives — a credit-union small-dollar loan or a workplace paycheck program is often cheaper.
Until you sign a lender's contract, you have not borrowed anything. After signing, rescission rights depend on the lender and applicable state law.